Money talks.
FYN listens.
FYN watches your receipts and transactions so you don't have to.
Spending spikes, price hikes, forgotten subscriptions — caught and surfaced before you ask.
Receipts
Snap a photo from your phone. AI extracts every detail: line items, return policies, warranties. A transaction is created automatically.
Forward order confirmations and digital receipts to your unique FYN address. Set up a forwarding rule and never think about it again.
Bank Transactions
Connect your accounts via Plaid. Every transaction syncs and categorizes automatically. Receipts and emails auto-match to bank charges.
Three signals, one financial memory. Start free with receipts and email. Upgrade to Pro to add bank sync. Browse visually or ask questions conversationally.
Not just a dashboard.
FYN runs 10 analyzers on your data every night and watches every transaction in real time. Here's what that actually looks like.
Netflix increased from $15.49 to $22.99
You've been charged the new rate for 2 months. That's $15 more per month than you signed up for.
Dining out is 3.2x your monthly average
You've spent $487 on restaurants this month vs. your usual $152. Most of the increase is from DoorDash.
Groceries budget is 82% spent with 11 days left
$410 of your $500 grocery budget used. At this pace you'll exceed it by ~$85.
You paid $8.49 for oat milk. Others pay $5.99.
Based on receipt data from other FYN users in your area. Switching stores could save ~$10/month on dairy alternatives.
These are real notification types FYN sends. 10 nightly analyzers, real-time transaction monitoring, and push alerts to your phone.
Your entire household.
One dashboard.
Know how your household spends — no matter who makes the purchase. Invite your partner, share accounts, and stay on the same page about money.
Invite your household
Add your partner, family, or roommates. Everyone sees consolidated accounts, transactions, and budgets in one shared workspace. Set roles — owners, members, or view-only.
Nudge each other
See a charge that looks off? Tap to nudge. “What's this?”, “Was this you?”, “Can we return this?” — one-tap questions that send a push notification, no awkward conversation needed.
Forward receipts by email
Get a unique email address for your household. Forward any receipt — Amazon, Uber, Target — and FYN extracts every detail automatically. Set up a forwarding rule and forget about it.
Proactive smart alerts
FYN watches every transaction in real time. Large purchases, spending spikes, budget thresholds, subscription price changes — everyone in the household gets notified automatically.
Watch your net worth grow together. Consolidated accounts across the household, tracked over time. Everyone contributes, everyone benefits.
Talk to
your money.
“How much did I spend on groceries?” “Am I on track this month?” Ask in text or voice. FYN answers from your real data in under 3 seconds.
It finds problems
before you do.
Every night, 10 analyzers scan your transactions and receipts. Spending anomalies, subscription creep, budget risks, price changes on items you buy regularly. You get a morning briefing with what matters.
Good apps exist.
We wanted more.
We used these apps too. They each do something well — but none of them do what we wanted. So we built it. Here's where FYN picks up where they leave off.
Credit Karma (Mint)
Free • Ad-supportedMint was the original. When Intuit shut it down in 2024, its features were folded into Credit Karma, which is primarily a credit score and financial product recommendation platform. It's free because the real product is targeted ads for credit cards, loans, and insurance.
YNAB
$14.99/moYNAB taught a lot of people how to think about money. But envelope budgeting requires daily manual work, and many long-time users say it eventually starts to feel like homework. We wanted budgeting that works without the upkeep.
Rocket Money
$6–$12/moGood at finding forgotten subscriptions. But it's owned by Rocket Companies, and users frequently mention aggressive upsells for mortgages and loans alongside their bill negotiation service. We wanted a finance app that's just a finance app.
Monarch Money
$14.99/moClean design and solid for couples. But at its core it's a dashboard — you look at your money, and that's about it. We wanted an app that doesn't just display your finances, but actually thinks about them.
Copilot Money
$13/moPolished iOS experience and well-designed charts. But there's no Android app, the web version is still catching up, and despite the name there's no AI copilot. We wanted AI that actually does the thinking — on every device.
We're not trying to replace what works for you. But if you've ever wished your finance app could read a receipt, answer a question, or build your budget for you — that's exactly what we're building. $9.99/mo. Free tier available.
| Feature | FYN | YNAB | Monarch | Rocket | Copilot |
|---|---|---|---|---|---|
| AI chat & voice queries | |||||
| Receipt OCR & price tracking | |||||
| AI autopilot budgeting | |||||
| Proactive push intelligence | |||||
| Household nudges | |||||
| Web + Android + iOS | |||||
| Free tier | |||||
| Price | $9.99 | $14.99 | $14.99 | $6–$12 | $13 |
Financial clarity
in your pocket.
Snap receipts in seconds. Ask questions about your spending while you're out. The full power of FYN, optimized for mobile.
InfrastructurePricing Built for Everyone
No credit card required • 2-minute setup
Free
- 20 receipt scans/month
- 20 AI chat queries/month
- Receipt OCR & smart search
- Auto-created transactions from receipts
- Money Console
- 1 group member
Pro
- Everything in Free
- Live bank syncing via Plaid
- Up to 15 bank accounts
- 200 receipt scans/month
- 500 AI chat queries/month
- Full transaction history
- Unlimited group members
- Autopilot Stories & Scenario Q&A
- Advanced forecasting & data export
- Priority support
Money talks. Start listening.
Receipts, emails, and bank transactions — unified into one intelligent memory.
Browse visually or chat conversationally. Your money, your way.
✓ No credit card required ✓ 2-minute setup ✓ Free forever plan