Honest Comparison
FYN vs Mint / Credit Karma
Mint was shut down in 2024 and folded into Credit Karma. If you're looking for a real Mint replacement — one where you're the customer, not the product — FYN is it.
FeatureFYNMint / Credit Karma
AI chat & voice queries
Receipt OCR & smart search
AI autopilot budgeting
Proactive push alerts
Household nudges
Bank account syncing
Web app
Android app
iOS app
Agent API for AI integrations
Free tier available
Price
$9.99/mo
Free tier available
Free
Ad-supported
Supported Partial Not available
What Mint / Credit Karma Does Well
We believe in honest comparisons. Here's where Mint / Credit Karma shines.
Free access with no subscription
Credit score monitoring
Basic budgeting tools (inherited from Mint)
Financial product recommendations
Mint was shut down in 2024 and folded into Credit Karma. Revenue comes from financial product ads — you're the product, not the customer.
Why People Switch to FYN
The fundamental difference.
“FYN is independently built. You are the customer, not the product. Free tier available with no ads.”
Ready to try something better?
AI chat, receipt intelligence, and proactive alerts — all in one app.
Free tier available. No credit card required.
Get Started Free