The personal finance app
that pays attention.
FYN turns receipts, bank transactions, and subscriptions into one intelligent money view.
Track spending, build a budget, and catch what changed — before you have to ask.
Free forever plan · No credit card · Read-only bank access
Every purchase, one clear picture.
Capture spending from an AI receipt scanner, emailed receipts, or automatic bank sync. FYN connects the details other expense trackers leave behind.
Receipts
Snap a photo from your phone. AI extracts every detail: line items, return policies, warranties. A transaction is created automatically.
Forward order confirmations and digital receipts to your unique FYN address. Set up a forwarding rule and never think about it again.
Bank Transactions
Connect your accounts via Plaid. Every transaction syncs and categorizes automatically. Receipts and emails auto-match to bank charges.
Three signals, one financial memory. Start free with receipts and email. Upgrade to Pro to add bank sync. Browse visually or ask questions conversationally.
Not just a dashboard.
FYN runs 10 analyzers on your data every night and watches every transaction in real time. Here's what that actually looks like.
Netflix increased from $15.49 to $22.99
You've been charged the new rate for 2 months. That's $15 more per month than you signed up for.
Dining out is 3.2x your monthly average
You've spent $487 on restaurants this month vs. your usual $152. Most of the increase is from DoorDash.
Groceries budget is 82% spent with 11 days left
$410 of your $500 grocery budget used. At this pace you'll exceed it by ~$85.
You paid $8.49 for oat milk. Others pay $5.99.
Based on receipt data from other FYN users in your area. Switching stores could save ~$10/month on dairy alternatives.
These are real notification types FYN sends. 10 nightly analyzers, real-time transaction monitoring, and push alerts to your phone.
Your entire household.
One dashboard.
Know how your household spends — no matter who makes the purchase. Invite your partner, share accounts, and stay on the same page about money.
Invite your household
Add your partner, family, or roommates. Everyone sees consolidated accounts, transactions, and budgets in one shared workspace. Set roles — owners, members, or view-only.
Nudge each other
See a charge that looks off? Tap to nudge. “What's this?”, “Was this you?”, “Can we return this?” — one-tap questions that send a push notification, no awkward conversation needed.
Forward receipts by email
Get a unique email address for your household. Forward any receipt — Amazon, Uber, Target — and FYN extracts every detail automatically. Set up a forwarding rule and forget about it.
Proactive smart alerts
FYN watches every transaction in real time. Large purchases, spending spikes, budget thresholds, subscription price changes — everyone in the household gets notified automatically.
Watch your net worth grow together. Consolidated accounts across the household, tracked over time. Everyone contributes, everyone benefits.
Talk to
your money.
“How much did I spend on groceries?” “Am I on track this month?” Ask in text or voice. FYN answers from your real data in under 3 seconds.
It finds problems
before you do.
Every night, 10 analyzers scan your transactions and receipts. Spending anomalies, subscription creep, budget risks, price changes on items you buy regularly. You get a morning briefing with what matters.
A receipt is more than a total.
FYN puts every line to work.
Bank feeds know where you shopped. FYN knows what you bought, what it cost, who shared it, when you can return it, and where money may be waiting to come back.
Split the bill by what everyone ordered.
Scan the receipt, assign line items, and mark the shared plates. FYN allocates tax and tip proportionally, reconciles every cent, and prepares payment-request links.
Friday dinner
6 items · $142.86 total
You owe
$70.43
Sam owes
$72.43
Search the things you bought
Ask “What size air filter did I buy?” or “How much was the laptop at Costco?” FYN searches merchants, dates, and individual line items—not vague bank descriptions.
Turn receipts into protection
FYN extracts return windows and warranties, reminds you before deadlines, and drafts a ready-to-send return request or warranty claim with the purchase details filled in.
Find money you can reclaim
Catch price drops while the adjustment window is open, see whether paid memberships are earning their fee back, and surface loyalty rewards you may be leaving behind.
Price adjustment
$18 reclaimable
Membership ROI
+$86 this year
See the changes totals hide
Compare package sizes and unit prices to catch shrinkflation. Explore your year in tips, card usage, and rewards through insights built from actual itemized receipts.
Financial clarity
in your pocket.
Snap receipts in seconds. Ask questions about your spending while you're out. The full power of FYN, optimized for mobile.
InfrastructurePricing Built for Everyone
No credit card required • 2-minute setup
Free
- 20 receipt scans/month
- 20 AI chat queries/month
- Receipt OCR & smart search
- Auto-created transactions from receipts
- Money Console
- 1 group member
Pro
- Everything in Free
- Live bank syncing via Plaid
- Up to 15 bank accounts
- 200 receipt scans/month
- 500 AI chat queries/month
- Full transaction history
- Unlimited group members
- Autopilot Stories & Scenario Q&A
- Advanced forecasting & data export
- Priority support
Personal finance, without the guesswork.
The short answers to the questions people ask before getting started.
What is FYN?
FYN is an AI personal finance app that brings receipts, emailed purchases, bank transactions, budgets, and subscriptions into one searchable financial memory.
Can I use FYN without connecting a bank account?
Yes. The free plan lets you scan receipts, forward purchase emails, create transactions automatically, and ask questions about the data you add. Bank syncing is available on Pro.
How is FYN different from a traditional budgeting app?
Traditional budgeting apps mainly organize what already happened. FYN also monitors spending patterns, subscription price changes, budget risk, and receipt line items so it can surface useful context before you go looking for it.
Does FYN work for couples and households?
Yes. You can share accounts, transactions, receipts, and budgets in one household workspace with role-based access for partners, family members, or roommates.
Can AI assistants connect to FYN?
Yes. FYN provides a read-only MCP server and Agent API so ChatGPT, Claude, and compatible AI tools can answer questions using your authorized financial data.
How does FYN split a restaurant bill?
Scan the itemized receipt, assign each item to a person, and mark anything shared. FYN allocates tax and tip proportionally, reconciles the result to the printed total, and prepares payment-request links.
Money talks. Start listening.
Receipts, emails, and bank transactions — unified into one intelligent memory.
Browse visually or chat conversationally. Your money, your way.
✓ No credit card required ✓ 2-minute setup ✓ Free forever plan