Subscription Calculator
Add up all your subscriptions to see what you really spend. Most people underestimate by 2-3x.
Your Subscriptions
6 itemsCost Breakdown (Monthly)
Did you know?
The average American spends $219/month on subscriptions but thinks they spend $86. That's a 2.5x underestimate. Hidden annual renewals, forgotten free trials, and price increases add up fast.
Managing Subscription Creep
The Subscription Trap
Subscription services are designed to be easy to start and hard to cancel. At $10-20 each, no single subscription feels expensive. But they compound:
- 1.5 subscriptions at $15/mo = $900/year. That's a vacation.
- 2.10 subscriptions at $15/mo = $1,800/year. That's a month's rent in many cities.
- 3.Invested at 7% for 10 years, that $1,800/year becomes $24,800+.
How to Audit Your Subscriptions
- Search your bank statement for recurring charges (use this calculator as a start).
- Check your email for receipts — search "subscription", "renewal", "receipt".
- Review app store subscriptions (Settings > Subscriptions on iOS/Android).
- For each subscription, ask: "Did I use this in the last 30 days?"
- Cancel anything you haven't used in 30+ days. You can always re-subscribe.
- For services you keep, check if annual billing saves money (usually 15-20% off).
Common Hidden Subscriptions
People often forget about these recurring charges:
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